Mortgage Loan Originator Job at CB&S Bank, Murfreesboro, TN

Y3QyR2RHRUhSNGkvZTJRejZtZ1BuUGp6
  • CB&S Bank
  • Murfreesboro, TN

Job Description

Job Description

Job Description

GENERAL FUNCTION OF MORTGAGE LOAN ORIGINATOR:

Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.

MAJOR DUTIES AND RESPONSIBILITIES OF MORTGAGE LOAN ORIGINATOR:

  • Attracts new mortgage loan applications and retains existing business by developing relationships within builder and/or realtor communities.
  • Advises borrowers on loan products by examining application and supporting documentation, and pre-qualifying for credit-worthiness. Provides guidance and information relevant to the risks and benefits of each program the borrower is qualified for; effectively communicate the terms of each product.
  • Meets mortgage loan operational standards by implementing and maintaining productivity, quality, customer-service standards and problem resolution.
  • Evaluates loan requests, analyzes financial data and determines qualification of collateral and customer credit history.
  • Structures loan to comply with acceptable lending practices and Federal regulations.
  • Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet.
  • Cross-sells other bank products and services.
  • Maintains knowledge and follows all bank policies and procedures related to processing, underwriting, and closing of loans.
  • Executes consultative sales strategies to drive exceptional service and create trusted relationships.

JOB QUALIFICATIONS OF MORTGAGE LOAN ORIGINATOR:

  • Minimum 3 years of experience in mortgage origination or equivalent.
  • Hold applicable licenses, as required.
  • An advanced understanding of mortgage products and the ability to comprehend and implement complex financial concepts related to residential mortgage lending.
  • Thorough knowledge of mortgage products and services offered as well as market trends.
  • Knowledgeable on agency and investor regulations and guidelines.
  • Excellent verbal/written communication skills.
  • Good organizational skills.
  • Ability to learn and adapt to market changes quickly.
  • Ability to build strong relationships with production, underwriting, closing and other internal and external partners.

Job Posted by ApplicantPro

Job Tags

Similar Jobs

Amazon Flex

Amazon Flex Delivery Driver - Earn /hr Job at Amazon Flex

 ...onboarding process again - you'll be able to start delivering immediately. We'll be sure to...  ...the Amazon Flex app to get started today.\n What is Amazon Flex?\n It's simple...  ...you save money and time. \n Adjust your work, not your life. \n Deliver only when you... 

Aura BioSearch

Associate Director, Clinical Data Manager Job at Aura BioSearch

 ...Job Description Job Description Exciting Opportunity: Associate Director of Clinical Data Management I'm currently seeking an experienced Associate Director of Clinical Data Management to lead and oversee data management activities across clinical trials. This... 

The Elliot Lewis Center

Per-Diem Infusion Nurse Job at The Elliot Lewis Center

 ...Job Description The Elliot Lewis Center for Multiple Sclerosis Care is hiring a per-diem infusion nurse. The infusion center at ELC is an outpatient infusion center, treating patients with multiple sclerosis. Frequently administered therapies include Ocrevus, Tysabri... 

Good Shepherd Community Care

Triage and Support Nurse Job at Good Shepherd Community Care

 ...Sunday (8am to 5.30pm) and 2 hours on Monday morning (8am to 10am). This is a remote position. The Triage and Support Nurse is responsible for triaging calls that come in during the weekend and for the coordination of patient care during these hours as well as providing... 

US Tech Solutions

Social Media Content Handling Specialist Job at US Tech Solutions

 ...someone to set the launch strategy and content plan for our new social channels. This role has the opportunity to partner with senior AI...  ...toughest challenges, drive success on social and operate with impact. Responsibilities: Define and uphold the social strategy across...